Hello John
I will shared my points with you. I have read all the other members and will say I agree with them. Getting a little more experience will help down the road if you are looking into freelance work. I just recently lost my job, very hard to find a new one. I have 20 years experience from 3dsmax, AutoCad and Revit. I have been freelancing now, and believe me it has been hard. Beside the knowledge of CGI you need to have that business edge to. Marketing yourself takes money and a lot of effort. Having the proper equipment, software to get most of the job out the requires an investment. In the freelance arena I started in the architectural side, very competitive, so I do other graphic work, as furniture modeling for photo shots, product shots for labels, and lately some scientifical graphics related to viruses and bacteria and how they move and interact.
Get more experience, learn form other how to develop skills faster, all of this will help you make a better decision if you decide to freelance.
Rafael L.